Assessed on International Interchange categories. Merchants accepting International cards may notice a slight increase in the effective costs of Interchange of 0.15% (15 basis points).

Billed at a pass through cost of $0.0185 per item

Assessment for each transaction acquired in the US for non-US issued cards processed. This card type / charge type accommodates transactions where the acquirer settles the transaction using the merchant’s currency code.

This is the fee on U.S. acquired transactions when the issuer country is foreign for both international purchase and cash advance transactions except on a U.S. military base, embassy or consulate.

The APF, in the amount of $0.0195, will be applied on all Visa branded authorizations.

Only Visa International transactions will be assessed the 0.45% IAF fee.

There will be a fee assessed for transactions in which a settled transaction can not be matched to an approved authorization. Ie; A merchant settles a transaction without a valid approval code (makes up an approval code), Visa will assess a $0.10 per occurrence. 

These fees are assessed on approved or partially-approved authorization transactions that cannot be matched to a clearing (settled) transaction or an authorization reversal.  Clearing must occur within 10 days of authorization for all merchant categories, with the exception of T&E segments, which must clear transactions within 20 days of authorization, regardless of the transaction date. Visa implemented this penalty fee to reduce the occurrence of "ghost authorizations" (authorizations that are approved but never cleared), as these can adversely impact a cardholder's open-to-buy, leading to increased declines and confusion at the point of sale. (Pass Through)